How ProCredit Gets you funded
Every step is handled by senior people who know your industry. No account managers reading from a script. No credit committees you never meet. The people who assess your business are the same people who approve your loan.
STEP 1
Client Engagement
Our senior credit approvers meet you directly from day one. No middlemen, no waiting. We understand your business first before anything else.
STEP 2
Data Collection
We collect only what we need: bank statements, business documents, and basic financial information. No extensive paperwork upfront. Detailed documentation is only required after in-principle approval.
STEP 3
Credit Approval
Our credit team conducts a thorough risk assessment, reviewing financials, cashflows, credit history, and business governance.
STEP 4
Loan Structuring
Loan terms are customized to fit your business, not a one-size-fits-all package. We use risk-based pricing for your cash flow and repayment capacity.
STEP 5
Disbursement
Funds are released via bank wire transfer or company check directly to your business account. Loan agreements are signed in person at our Makati office.
STEP 6
Repayments
Repayments are structured around your business cycle. All payments are secured via post-dated checks.
STEP 7
Monitoring
We stay close to your business throughout the loan term, conducting regular portfolio reviews and real-time monitoring.
STEP 8
Top-ups
Good repayment history opens the door to pre-approved top-ups. No need to restart the process.
STEP 9
Re-engagements
If your business is performing well, we stay engaged for the long run. ProCredit builds lasting relationships, not one-time transactions.
Ready to Get Started?
Download the ProCredit Loan Application Form, complete it, and bring it to your meeting at our Makati office, or email it back to us. All applications are processed face-to-face, not online.
Download Application Form (PDF)
Backed by leading investors
in the region
