How ProCredit Gets you funded
Every step is handled by senior people who know your industry. No account managers reading from a script. No credit committees you never meet. The people who assess your business are the same people who approve your loan.
Our senior credit approvers meet you directly from day one. No middlemen, no waiting. We understand your business first before anything else.
We collect only what we need — bank statements, business documents, and basic financial information. No extensive paperwork upfront. Detailed documentation is only required after in-principle approval.
Our credit team conducts a thorough risk assessment — reviewing financials, cashflows, credit history, and business governance. Loans up to PHP 20 million are approved within 5 to 7 days.
Loan terms are customized to fit your business — not a one-size-fits-all package. We use risk-based pricing to give you a structure that works for your cash flow and repayment capacity.
Funds are released via bank wire transfer or company check directly to your business account. Loan agreements are signed in person at our Makati office.
Repayments are structured around your business cycle. All payments are secured via post-dated checks. We work with you to ensure the schedule is manageable from day one.
We stay close to your business throughout the loan term. Our team conducts regular portfolio reviews and maintains real-time monitoring to support you and catch issues early.
Good repayment history opens the door to pre-approved top-ups. No need to restart the process. Additional funding is made available with minimal friction when your business needs it.
Once your loan is settled, we stay in touch. ProCredit builds long-term relationships with its clients. When your next growth phase comes, we are already familiar with your business and ready to move fast.
ProCredit Loan Application Form
Frequently Asked Questions
Ready to Grow Your Business with a Trusted Financing Partner?
What types of businesses are eligible for ProCredit financing?
ProCredit focuses on Philippine SMEs with annual revenues between PHP 1 million and PHP 20 million. We serve businesses across finance, medical equipment, water distribution, meat distribution, construction, F&B, healthcare retail, electronics, auto repair, manpower services, packaging, and IT solutions.
How fast can I get approved for a loan?
Loans up to PHP 20 million are approved in 5 to 7 working days. Maximum approval time is 10 to 15 working days depending on the loan size and complexity of the credit assessment.
What documents do I need to apply?
We keep it minimal upfront. Initial requirements are basic business documents and recent bank statements. Detailed documentation such as audited financials and ITRs is only requested after we issue an in-principle approval.
What is the loan range and repayment period?
ProCredit offers business loans from PHP 3 million to PHP 25 million. Repayment terms range from 6 to 18 months and can be structured as working capital loans tailored to your cash flow.
How is ProCredit different from a bank?
Banks take 2 to 4 weeks and require extensive documentation upfront. ProCredit approves in 5 to 10 days with minimal initial paperwork. You deal directly with senior credit approvers from the first meeting — not branch staff or account managers. All interactions are face-to-face at our Makati office.
