Warning Notice:

ProCredit Financing Corp. is exclusively focused on business loans and does not operate an "Online Lending Platform". We do not offer any personal loan products to individual consumers. We do not accept, originate or process loan applications and approvals online via a website or facebook or an App. Loan applications are managed by our team members based in our Makati office through face-to-face interactions and physical transmission of client's loan applications, business documentation and loan documentation. We conduct physical site visits to our potential customer's places of business and require mandatory face-to-face meetings with management. Loan agreements and documentation are also executed and signed in person. Loan disbursements are made via bank wire transfers or company checks issued on our bank accounts.

Potential borrowers need to be aware that any App's, websites or facebook pages using the "ProCredit" or "ProCredit Financing Corp" name do not represent our company and are not licensed or authorised to offer any online loan products.

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your SME growth financing partner

We Finance.
We Empower.
You Grow.

Access tailored financing for Philippine SMEs —
tech-enabled, credit-first, with senior decision-makers ready from the start.

How to Apply for a Loan

Up to 10 Days

of Final Approval

your SME growth financing partner

Proud to Support the Growth of Businesses Across the Philippines.

Documentation required only after in-principle approval.

We assess your business first before asking for more.

LOAN REQUIREMENTS

What You Need to Apply for a Business Loan with ProCredit

At ProCredit, we only ask for what matters. No excessive paperwork upfront. No branch visits required.

We review your application based on a few core documents. Detailed requirements are only collected after we give you an in-principle approval.

  • Valid government IDs of authorized signatories
  • Business registration (SEC, DTI, or CDA)
  • 6 months bank statements
  • Latest financial statements or ITR
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APPROVAL TIMELINE AND LOAN AMOUNTS

At ProCredit Financing Corp.,Fast Decisions. Loan Amounts Built for Growing Businesses.

Traditional banks take weeks to give you an answer. ProCredit does not. Our credit-first approach means your application is assessed by experienced senior lenders from day one, so you spend less time waiting and more time running your business.

We offer business loans from PHP 3 million up to PHP 25 million, structured around your actual cash flow and repayment capacity. Loan terms run from 6 to 18 months and can be tailored to working capital needs. You get an in-principle approval indication before we ask for detailed documentation, so you always know where you stand.

Learn More

Loans up to PHP 20 million approved in as fast as 5 to 7 working days.

Maximum loan size of PHP 25 million. Repayment terms tailored to your business.

Simple Loan Calculator

Estimate your monthly repayment before you apply.
Enter your loan amount and preferred term to get a quick estimate. Our team will walk you through the exact structure when we meet.

Calculate Your Loan

Submit Your Details

Tell us about your business. We only need the basics to get started. No lengthy forms, no branch visits required.

Meet With Our Team

A senior credit officer will meet with you directly to understand your business and discuss financing options that fit your actual needs.

Get Your Approval

Receive an in-principle decision in as fast as 5 to 10 working days. Detailed documentation is only collected after we say yes.

Apply for a Loan
CAREERS AT PROCREDIT

Build Your Career in SME Lending.

We are a small, senior-led team doing serious credit work. If you want to learn from people who have built lending businesses across Asia and work on real problems from day one, ProCredit is the right place.

  • Work directly with senior credit professionals from day one
  • Gain hands-on experience across the full lending cycle
  • Be part of a growing team in a fast-moving market
  • Performance-driven culture with real career progression
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CAREERS AT PROCREDIT

Why businesses love ProCredit

Connect With Us
Elementra transformed our brand with their innovative design and strategic insights. Their team was collaborative and dedicated, turning our vision into reality.
Mary Jones

Laketown, OH

Elementra transformed our brand with innovative strategies and stunning designs. Their approach and creativity made a impact on our audience's perception.
Andrew Walker

Omaha, NE

Elementra's proficiency in digital marketing enhanced our visibility and engagement. Their creative strategies and insights truly set them apart from the competition.
Nicole Brown

Austin, TX

Backed by leading investors
in the region

Frequently Asked Questions

Ready to Grow Your Business with a Trusted Financing Partner?

ProCredit focuses on Philippine SMEs with annual revenues between PHP 1 million and PHP 20 million. We serve businesses across finance, medical equipment, water distribution, meat distribution, construction, F&B, healthcare retail, electronics, auto repair, manpower services, packaging, and IT solutions.

Loans up to PHP 20 million are approved in 5 to 7 working days. Maximum approval time is 10 to 15 working days depending on the loan size and complexity of the credit assessment.

We keep it minimal upfront. Initial requirements are basic business documents and recent bank statements. Detailed documentation such as audited financials and ITRs is only requested after we issue an in-principle approval.

ProCredit offers business loans from PHP 3 million to PHP 25 million. Repayment terms range from 6 to 18 months and can be structured as working capital loans tailored to your cash flow.

Banks take 2 to 4 weeks and require extensive documentation upfront. ProCredit approves in 5 to 10 days with minimal initial paperwork. You deal directly with senior credit approvers from the first meeting — not branch staff or account managers. All interactions are face-to-face at our Makati office.